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Blackjack

Blackjack is probably one of the most popular casino games thanks in part to it's simplicity and a players ability to use strategies to heighten their odds of winning.

The main goal in Blackjack is to get the total value of your cards as close to 21 as possible without going over, while still having a higher hand than the dealer's.

Card Values

Any numbered card is worth the face value. Face cards (Kings, Queens and Jacks) are equivalent to 10. Aces are worth either 1 or 11, whichever is more beneficial for your hand.

Basic Game Play

The game starts with you placing your bet. The dealer then deals two cards to you and then one to himself. In most casinos, the cards are dealt face-up. The dealer will then deal himself a second card face-down. This is called the hole card.

This is when the game play begins. It starts with you making a decision based on the cards that you have received -- do you "hit" (take another card) or "stand" (stay with what you have).

If you decide to hit, the dealer will proceed to deal you another card -- at which point you'll have the option to continue by asking for another "hit". This process can continue until you are happy with your hand or the total value of your cards exceeds 21 and you lose.

On the other hand, the dealer must keep taking cards until he has 17 or more -- he cannot stand on anything lower, so keep this in mind.

If you would like to read more about when to hit and when to stand to increase your odds of beating the dealer, check out this blackjack strategy by WinnerOnline.

Terminology and Betting Rules

Anytime the total value of your cards exceeds 21 you automatically lose your bet, it's called a "bust".

If the value of your cards is less than or equal to 21 and the dealer's total is over 21, then the dealer busts and you automatically win.

However, if neither you nor the dealer's hands exceeds 21, then whoever has the higher hand wins. And when there's a tie (also known as a "push") between your hand and the dealer's, no one wins and no one loses.

Blackjack

When the first two cards that are dealt to you or the dealer happen to be an Ace and a ten-count card (10, Jack, Queen or King), that is called a "Blackjack" or "a natural".

If you are fortunate enough to be dealt a Blackjack, you win automatically (unless the dealer also has Blackjack, in which case it is a push).

The payout on a Blackjack is higher than an ordinary win which pays an equal amount to what you've wagered. Blackjack, on the other hand, pays 3 to 2 -- that means you win 3 dollars for every 2 dollars you bet.

Doubling down

After you receive your first two cards, you may have the option to "double down". This means you can double your original bet. Most casino only allow you to double down when the value of the first 2 cards is 9, 10 or 11. If you double down, the dealer will give you only one more card and then draw the cards needed to complete his own hand.

Splitting pairs

When your first two cards have the same value (for example, a pair of sevens), you have the option to "split". To split, you have to place another bet equal to your original bet. Then the two cards are split and you play them as separate hands. Some casinos allow you to "resplit" if you get another same-value card.

Special rules apply when you choose to split Aces. When you split Aces, you only receive one more card on each hand and if you get 21, it is not considered blackjack.

Insurance

When the dealer's face-up card is an Ace, some casinos will ask if you want "insurance". The cost of insurance is half your original bet. Your insurance bet pays 2 to 1 if the dealer gets blackjack, which will equal the amount you lose on the original bet. For example, say your original bet was $10. The dealer has an Ace showing and you decide to place an insurance bet for $5. If the dealer gets blackjack, you lose your original $10 bet but win $10 on the insurance bet so you are even. If the dealer does not have blackjack you lose your $5 insurance bet and play the hand by normal rules.

Number of decks

Casinos deal blackjack from a single deck or from multiple decks. It's traditional for the dealer to "burn" or discard the top card after shuffling.

Rules variations

Blackjack rules may vary from casino to casino. Here are a few rules variations you may encounter:

  • Dealer stands on soft 17.
  • Player may double down on any first two cards.
  • Player may double down on any number of cards.
  • Player may double down on split pairs.
  • Player may "surrender" his hand after the first two cards and lose half his bet.

 


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